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  • Drew Stephen

Key considerations for worker's compensation in Massachusetts

Updated: May 17

 

Injury during work. Boston Massachusetts.

 They key considerations for worker’s comp in Massachusetts

 


Have you been wrongfully injured or mistreated during work hours?

Trying to get a better understanding of how worker’s compensation works or what to do from here?


If so, this blog is going to tell you everything you need to know and more.


We are going to tell you exactly how worker’s compensation works, eligibility criteria, how to file a worker’s compensation claim, and what to do if your claim gets denied. 


So, enough said. 


Let’s dive into it!


               What is worker’s compensation and what does it cover?



To put it simply, worker’s compensation is insurance that your employer pays for to provide you with benefits and to keep the employer protected from a lawsuit.


You know how you pay car insurance to protect yourself from large payments in case you get into an accident?


Worker’s compensation is the same thing for employers, and it provides coverage to employees.


Now, how can this benefit you if you’ve been injured?


Well, if you are eligible then this type of insurance can cover all of your medical expenses and partially cover your lost wages.


Bringing you back to a speedy and full recovery while you maintain your job and your paychecks.


That is if you are eligible.


Curious if you’re eligible?


  Fill out the brief form on our website here: https://www.bestbostoninjurylawyers.com/contact-us. And an attorney will promptly answer your questions and give you feedback.


Or keep reading this blog that has all the answers for you!


          How to be eligible for worker’s compensation in Massachusetts


Eligibility requirements are pretty straightforward. 


More so than following a paved road through an empty desert.


To be eligible for worker’s compensation in Massachusetts you need to : 

  1. suffer a work-related injury or illness, or be a dependent of a worker killed on the job

  2. be disabled for 5 full or partial calendar days to file a claim for workers’ compensation benefits. 

Note that the days don’t have to be consecutive AND You have 4 years from the date of injury or realization that your injury or illness is work-related to file a claim.


If you are disabled for less than 5 full or partial calendar days, you can file a “medical only” claim.


If the insurer denies your claim for benefits, even medical only claims, you can appeal it to the DIA.


Now, if you are still reading this and you’re sighing in relief because of your eligibility, then let’s address your curiosity and get into what steps you can take from here. 


         How to File a worker’s compensation claim like a professional


Before we begin with how you can file a worker’s compensation claim, we must give you a heads up that any work-related injury or illness that results in loss of consciousness, days away from work, restricted work, or transfer to another job MUST be reported to your employer or supervisor promptly.


If you skip this, you may affect your ability to bring a claim later.


But, assuming that you did report your injuries, how do you go about filing a claim so that you get your treatment and lost wages covered?


Claims are filed to the Massachusetts Department of Industrial Accidents(DIA).


To file, first gather a bunch of information including 

  • Your date of injuries, illness, or death

  • Calendar days of work missed

  • The worker’s comp insurance carrier

  • How long you’ve been out

  • Where you went for treatment and your current doctor

You will also need a copy of your medical bills or reports.


Then you can file your claim by mail. Just download and complete the ‘Form 110- Employee claim’, make 3 copies, and mail to the correct address. 


For a more detailed and accurate explanation, go here: https://www.mass.gov/how-to/file-a-workers-compensation-claim


At this point you have everything you need to file your own worker’s compensation claim to get your justice!


However, if you do it on your own you would be missing out on professional, skill-based attorneys with 25 years of experience in filing claims and getting justice for so many workplace victims.


Our attorneys can accurately and methodically assess your case and put together a claim that gets you the maximum amount of compensation possible.


Go here: https://www.bestbostoninjurylawyers.com/ and see how easily we can file a claim for you!


                                                 “WHAT IF IT GETS DENIED!”


If your worker’s compensation claim gets denied by the insurance carrier, don’t worry. 


Don’t give up. 


You can file an appeal to the DIA, which oversees the worker’s compensation system in Massachusetts. 


For steps on filing an appeal, simply go here: https://www.mass.gov/how-to/appeal-your-denied-workers-compensation-claim 


But why go through all that hassle when we can handle it for you?


You are already injured and missing work by the day and now you’re dealing with all the legalities, paperwork, and stress.


Let us handle filing paperwork and taking away the stress for you. 


 And file a claim that will not be denied. The road to recovery starts here!


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